OUR FINANCIAL SERVICES

Our team of Portfolio Managers and Analysts are committed to providing you with a holistic, diversified and personalized investment experience. Our goal is to make it matter because your investments mean more than just a rate of return. Your goals, whether they are focused on ensuring a comfortable retirement, growing a business, taking care of later generations or something more intangible, must shape what we do.

Our goal to make it matter requires more than a few signed forms and a transfer of money. It requires us to understand you and that’s why we strive for regular communication.

We pride ourselves on being one of Alberta’s only independent portfolio managers. We commit to remaining independent and free from corporate influence or bottom-line objectives. It is your needs that will always drive our decisions and practices.

INVESTMENTS

At Qube, we offer a number of investment options to our clients, all tied together by one constant: No matter the option that best fits your investment needs, our advice will always be based on informed opinions that are communicated and evaluated on a regular basis with the same rigorous level of research applied to each portfolio that we manage.

Kaleo

Qube’s direct stock-holding portfolio – Kaleo – provides an alternative to mass market investment products. We are able to offer our discretionary portfolio management service to investors who are seeking alternatives to mutual funds or brokerage wrap accounts and have minimum (household) investable assets of $250,000. Our investment management fees are purposefully competitive and are at all time transparent.

Reserve
Funds

Qube constructed the Reserve Fund Portfolio to follow Schedule 2 Rules, an addendum to the Condominium Property Act (CPA). We offer this portfolio to condo boards with a minimum of $250,000 in investable assets. Investments are managed to provide long-term capital appreciation while maintaining liquidity.

Intergenerational Planning

A financial gift today can create many options for tomorrow. Qube is here to help you inspire positive financial stewardship in your children or grandchildren. And securing your grandchild’s financial future can cost a lot less than you think.

GROUP RETIREMENT SAVINGS PLANS

Qube has over 15 years of experience managing Group Retirement Programs. Establishing a Group Retirement Savings Plan for your employees can help you draw in better talent and retain it.

Our experts are committed to promoting financial literacy for your employees, and we are one of the only firms that provide individualized attention for each and every employee who enrols.

PRIVATE HEALTH
SERVICES PLANS

While corporate-sponsored health plans provide employees protection from the expense of drugs, dental, vision and other healthcare services, they also offer a tax-efficient form of compensation. Private Health Services Plans (PHSPs), are a deductible expense to the corporation and a non-taxable benefit to employees. Meaning, employees can arrange, through a PHSP, to have medical bills paid on their behalf, without attracting income tax.

Qube offers a cost-effective and straightforward PHSP Kit for small businesses. We can help you set up a tax-compliant PHSP, where a one-time, flat fee gets you a comprehensive Plan Kit with all the necessary training needed to self-administer a corporate health plan.

WILL REVIEWS &

ESTATE SCOPING

We make your wealth matter not only for you, but your beneficiaries. Outdated wills and estate plans can leave your family vulnerable at a very emotional time. Communicate your wishes to the experts at Qube, and we can build a plan that minimizes taxation, leaving more wealth to your loved ones.

We aim to complete a will review for our clients following major life events, along with estate scoping every five years for clients age 50 and older.

MORE SERVICES

You may benefit from one of the other many services included in our investment fees. Speak to our team to get started!

 

  • Educational Savings or Withdrawal Planning

  • Wealth Surplus Planning

  • Behavioural Finance Analyses

  • Philanthropic Planning

  • Pension Planning

  • Corporate Wealth Planning

  • Business Valuation

  • Investment Performance Analyses

  • Investment Tax Reporting & CPA Coordination

WE MAKE YOUR WEALTH MATTER

Reach out to our team to discuss how we can address your needs.

OUR FINANCIAL SERVICES

Our team of Portfolio Managers and Analysts are committed to providing you with a holistic, diversified and personalized investment experience. Our goal is to make it matter because your investments mean more than just a rate of return. Your goals, whether they are focused on ensuring a comfortable retirement, growing a business, taking care of later generations or something more intangible, must shape what we do.

Our goal to make it matter requires more than a few signed forms and a transfer of money. It requires us to understand you and that’s why we strive for regular communication.

We pride ourselves on being one of Alberta’s only independent portfolio managers. We commit to remaining independent and free from corporate influence or bottom-line objectives. It is your needs that will always drive our decisions and practices.

INVESTMENTS

 

At Qube, we offer a number of investment options to our clients, all tied together by one constant: No matter the option that best fits your investment needs, our advice will always be based on informed opinions that are communicated and evaluated on a regular basis with the same rigorous level of research applied to each portfolio that we manage.

Kaleo

Qube’s direct stock-holding portfolio – Kaleo – provides an alternative to mass market investment products. We are able to offer our discretionary portfolio management service to investors who are seeking alternatives to mutual funds or brokerage wrap accounts and have minimum (household) investable assets of $250,000. Our investment management fees are purposefully competitive and are at all time transparent.

Reserve Funds

Qube constructed the Reserve Fund Portfolio to follow Schedule 2 Rules, an addendum to the Condominium Property Act (CPA). We offer this portfolio to condo boards with a minimum of $250,000 in investable assets. Investments are managed to provide long-term capital appreciation while maintaining liquidity.

Intergenerational Planning

A financial gift today can create many options for tomorrow. Qube is here to help you inspire positive financial stewardship in your children or grandchildren. And securing your grandchild’s financial future can cost a lot less than you think.

GROUP RETIREMENT SAVINGS PLANS

 

Qube has over 15 years of experience managing Group Retirement Programs. Establishing a Group Retirement Savings Plan for your employees can help you draw in better talent and retain it.

Our experts are committed to promoting financial literacy for your employees, and we are one of the only firms that provide individualized attention for each and every employee who enrols.

PRIVATE HEALTH
SERVICES PLANS

 

While corporate-sponsored health plans provide employees protection from the expense of drugs, dental, vision and other healthcare services, they also offer a tax-efficient form of compensation. Private Health Services Plans (PHSPs), are a deductible expense to the corporation and a non-taxable benefit to employees. Meaning, employees can arrange, through a PHSP, to have medical bills paid on their behalf, without attracting income tax.

Qube offers a cost-effective and straightforward PHSP kit for small businesses. We can help you set up a tax-compliant PHSP, where a one-time, flat fee gets you a comprehensive Plan Kit with all the necessary training needed to self-administer a corporate health plan.

WILL REVIEWS &

ESTATE SCOPING

 

We make your wealth matter not only for you, but your beneficiaries. Outdated wills and estate plans can leave your family vulnerable at a very emotional time. Communicate your wishes to the experts at Qube, and we can build a plan that minimizes taxation, leaving more wealth to your loved ones.

We aim to complete a will review for our clients following major life events, along with estate scoping every five years for clients age 50 and older.

MORE SERVICES

 

You may benefit from one of the other many services included in our investment fees. Speak to our team to get started!

 

  • Educational Savings or Withdrawal Planning

  • Wealth Surplus Planning

  • Behavioural Finance Analyses

  • Philanthropic Planning

  • Pension Planning

  • Corporate Wealth Planning

  • Business Valuation

  • Investment Performance Analyses

  • Investment Tax Reporting & CPA Coordination

WE MAKE YOUR WEALTH MATTER

Reach out to our team to discuss how we can address your needs.