WHITEPAPERS

Self-Administered Health Plans:
Featuring Lauren’s Story
Lauren has operated her professional practice for five years and has been proud of what she has accomplished. But the problem is that after five years in business, she has yet to figure out benefit plans and has paid out-of-pocket. Let’s hear Lauren’s Story and understand how she can benefit from a Private Health Services Plan.
Individual Pension Plans: The Story
2021 Updates
This is the story of Al, a business opener-manager who is trying to figure out what an IPP is all about. We trust that in following Al’s journey, you gain insight about these programs and maybe a touch of our inspiration and enthusiasm for managing them.
Insurance Planning: Split Beneficiary Agreements
Life insurance can be a cost-efficient tool to fund various needs upon the death of a shareholder or key employee. For example, it can provide the necessary cash to surviving shareholder(s) to purchase the shares of their deceased partner. Or, it can provide funding to assist the corporation in the transition when a key employee has been lost.
Budget Update 2018
Our 2018 budget came in like a lamb, not the lion we feared from pre-budget consultation. Changes to personal finance and investment taxation were far less noteworthy than originally threatened with the Canadian small business remaining the target for change. Largely at issue are corporations holding real estate, stocks and bonds (passive investments) intended not for reinvestment within the corporation, but for the benefit of its shareholders.
Update: Individual Pension Plans in 2016
Individual Pension Plans have been one of our passions since 1997 when our senior portfolio manager (Ian Quigley) began wholesaling the concept to brokers and planners on behalf of a national insurance company. In 2000, Ian started Qube and IPPs have been a major area of focus for our company ever since. This proved to be a wise choice, as these programs have become a strong tax and investment-planning tool for many Canadians – one that all business owners and executives should review if they are over age 40.